What it costs
Nothing, while we launch. Every plan on this site is free today, and the prices below are what it will cost when that ends.
What it will cost
| Standard | With a company | |
|---|---|---|
| Just this plan (no account) | $45 CAD | $90 CAD |
| One plan, kept in an account | $45 CAD | $90 CAD |
| Basicup to 4 plans a year | $75 CAD a year | $150 CAD a year |
| Proup to 12 plans a year | $100 CAD a year | $200 CAD a year |
| Standard | With a company | |
|---|---|---|
| Just this plan (no account) | $35 USD | $70 USD |
| One plan, kept in an account | $35 USD | $70 USD |
| Basicup to 4 plans a year | $60 USD a year | $120 USD a year |
| Proup to 12 plans a year | $80 USD a year | $160 USD a year |
One plan is the same price whether or not you keep it in an account: the account is a choice about keeping the plan, not about paying for it. The company price is for a household that owns a Canadian corporation or an American S corporation.
What you are not signing up for
- Just this plan (anonymous): no account, and no email, to run a plan. The form asks for ages, balances, what you want to spend and where you live. It never asks for your name, your email, your address or any account number.
- An account is an email address and a code, and it is there so a plan is still waiting when you come back. It is not needed to get an answer.
- Nothing is kept until you start a plan. A plan you do not save is deleted after 30 days; one you save is kept for 12 months so its link still opens, and you can delete either at once. What we keep, in full.
- No card is held while it is free, so nothing can be charged without you choosing to pay.
- Nobody is waiting at the end of this. RetOpt is a calculator, not a way in to an adviser. Take its plan to your own accountant or planner: the year-by-year table prints for exactly that. The terms.
Where do you live?